Domestic Workers’ Compensation Insurance

Essential coverage for a safe, productive workplace in your home.

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Domestic Workers’ compensation insurance throughout the United States.

Domestic workers’ compensation insurance covers employees injured on the job or in auto accidents while working on the clock in your home.  We’ll work with you to find a solution that creates a safer and more productive environment for your employees.

Most states require household employers to carry Workers’ Compensation insurance for their household employees such as a nanny, senior caregiver, or housekeeper. If you don’t have a workers’ compensation insurance policy, you may be personally liable for your injured employee’s expenses.

There are often harsh legal penalties for those that don’t carry workers’ comp. But, in this case, workers’ comp insurance can also help you and your home, as it makes sure staff get adequate treatment that helps them return to work in your home, in a healthy state.

Many workers’ compensation insurance policies go beyond the legal minimums and will also pay your legal costs if an employee sues over a workplace injury.

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